Community Powered logo.

Message Pay

Make a Payment With Message Pay

Simple, secure online payments

Make payments to your Community Powered FCU loans or credit cards from any external account
using Message Pay. It’s as easy as sending a text message or paying online through our website or online and mobile banking.

Make a Payment
  • By selecting Make a Payment on our website, you will be directed to our payment portal where you can make a loan payment or deposit funds to your account from another financial institution.
  • The link will take you to a portal where you will be asked to verify your account using your account number and date of birth.
  • When you verify your account for the first time, you will need to set up the following:
      • 4-Digit PIN: Once you have entered your account number and date of birth, you will be prompted to create a 4-digit PIN. Store this information in a secure place, as you will need it to verify future payments.
      • Preferred Payment Method: To make a payment, you will need to add your preferred payment method in the portal. Select Add New Debit Card or Add New Bank Account, which will direct you to a secure website where you can enter your information. If completed successfully, you will see a message stating “Payment Method Success” and will be redirected to the payment portal
  • Once your account has been successfully verified, you will be directed to the portal, where you can view your loans and accounts to complete your transaction.

Member Benefits:
• The transaction fee is only $5.99.
• Encrypted information guarantees your information is secure.
• Convenient ways to pay from an external account: text, website, online/mobile banking.
• Payments accepted from checking accounts, savings accounts and debit cards.

  • Can I make a payment on my loans through my online and mobile banking account?
    Log in to your online and mobile account using your smartphone, tablet or desktop and select ‘Make a Payment’ from the menu bar located on the left. This will take you to the payment portal where you will have to verify your account.
  • What kind of fees will I be charged?
    There is a transaction fee of only $5.99. If your loan payment is returned by your other financial institutions, we do charge a $25 returned payment fee.
  • If I opt out of receiving text messages will I still be able to pay my loans online?
    Yes, you will have to access the payment portal through our website or online and mobile banking. However, you will not receive any text notifications regarding payment reminders and will not be able to make a payment via text message.
  • How can I pay my account via text message?
    Once you receive a text reminder, you respond “Pay” to the same text. You will be asked to enter your pin to verify your account, once you have completed this process your payment will be complete and you should receive a confirmation text. NOTE: you will have to setup a 4 digit pin and preferred method of payment prior to using text payments.
  • Is there a maximum amount for each transaction?
    Yes, deposits are limited to $1,000 and payments are capped at $3,000.
Community Powered logo

Notice

By accessing this link you will be leaving Community Powered’s website and entering a third-party site. Community Powered is not responsible for or guarantees the content on that site. Privacy and security policies of the site may differ from Community Powered Federal Credit Union. Please review their privacy policy for terms and conditions.

Continue to External Site