Digital Wallet
It’s easier than ever to pay using your smartphone, tablet, or smartwatch. With Apple Pay and Google Wallet, our Community Powered members have two fantastic app options to strengthen their digital wallets – making transactions safe, secure, and easy! Learn more about them below.
Apple Pay
Apple PayTM pairs your Apple mobile device with your Community Powered Visa® Credit or Debit Card to complete transactions, making it easier and safer to make purchases. Apple Pay is more secure than using regular plastic cards because it never uses or stores your card numbers, and it never leaves your wallet!
Using Apple Pay with your Apple mobile device to make purchases gives you convenience, security, and a buffer against fraud. Use it in stores and restaurants with no need to swipe your credit or debit card. Or use it to make secure in-app purchases without entering your sensitive information. Just pay with the single touch of your finger using Touch ID or Face ID on your Apple device. You can use Apple Pay and your Community Powered Visa Card at millions of stores, restaurants, and participating apps.
Apple Pay assigns and encrypts a unique device account number to your card and stores it securely in a dedicated chip. It’s the ultimate in privacy, too, as your card number is never seen by merchants or transmitted with your payment. This unique device number can be interpreted only by Community Powered, meaning this information is not readable, usable, or understandable by anyone other than Community Powered.
- Make sure you have one of these Apple devices: iPhone SE, iPhone 6 or later, iPad Pro, iPad (5th generation), iPad Air 2, iPad mini 3 or later, or an Apple Watch.
- Make sure your device has the latest iOS or Watch iOS downloaded.
- Open “Wallet” on your Apple Pay-supported device.
- Press the “+” sign in the upper right-hand corner of the screen.
- The Apple Pay screen will appear – press the blue button that says “Continue.”
- Scan your card using the camera view feature and upload your information or enter the details manually.
- Enter your card details, then hit “Next” in the upper right-hand corner of your screen.
- Verify the Expiration Date (change if necessary), and add in the 3-digit CVV (found on the back of your card). Click the “Next” button in the upper right-hand corner of your screen.
- Press the “Agree” button on the lower right corner of your device to agree to the Terms and Conditions.
And that’s it – your card is now ready for use!
If you previously set up Apple Pay with another card and would like to select your Community Powered Visa Credit or Debit card as your default card, go to Settings > Wallet & Apple Pay, tap on Default Card, then select your Community Powered Visa Credit or Debit card.
Get started using Apple Pay today! If you have questions or need help, review our FAQ here. To check out the Apple Pay overview from Apple, click on this link: Using Apple Pay in stores.
Google Wallet
Google Wallet pairs your Android™ phone with your Community Powered Visa® Credit or Debit Card so you can pay quickly and securely, without pulling out your card. Keep your cards, boarding passes, and tickets all in one place, right on your phone!
Google Wallet is the app that holds your cards, and Google Pay is how you pay with them. To pay in a store, just unlock your phone and hold it near the card reader anywhere you see the Google Pay or contactless symbol. You can also choose Google Pay when you check out online or in apps, so there’s no need to type in your card number.
Along with your Community Powered Visa Credit or Debit Card, you can keep boarding passes, event tickets, and loyalty cards in Google Wallet. Everything you need at checkout is right there on your phone, so you’re not digging through your wallet at the register.
Google Wallet doesn’t share your actual card number when you pay in stores. Instead, it uses a virtual card number, so merchants never see your real card details. Your phone also has to be unlocked before you can pay, which helps protect you if your phone is ever lost.
You’ll still get all of the Credit Union’s standard protections. If you have a Wear OS smartwatch, you can add your card to Google Wallet on your watch and pay right from your wrist. And if your phone is ever lost or stolen, you can lock it or erase it remotely to keep your cards safe.
To start using Google Wallet with your Community Powered Visa Credit or Debit Card, just follow these simple steps:
- Make sure your Android phone has NFC turned on and a screen lock set up.
- Open the Google Wallet app, or download it from Google Play.
- Tap “Add to Wallet,” then choose “Payment card.”
- Select “New credit or debit card,” then scan your card with your camera or enter the details manually.
- Tap “Save and continue,” then review and accept the terms and conditions.
- If you’re asked to verify your card, choose one of the options shown and follow the instructions on your phone.
And that’s it – your card is now ready for use!
Ready to try Google Wallet? Get it on Google Play today. If you have questions or need help you can review our FAQ here, or you can check out this Google Pay overview from Google by clicking on this link: Using Google Pay in stores.
