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Rates

Loan Rates

Loan rates effective: July 28, 2022

Vehicle LoansAPR as Low as*Term (Months)
60 Month Vehicle (New 2023-2022)3.9960
72 Month Vehicle (New 2023-2022)4.0972
84 Month Vehicle (New 2023-2022)4.1984
96 Month Vehicle (New 2023-2022)4.4996
60 Month Vehicle (Used 2021-2018)4.2960
72 Month Vehicle (Used 2021-2018)4.4972
60 Month Vehicle (Used 2017-2013)4.4960
Other Vehicle LoansAPR as Low as*Term (Months)
Motorcycle (New 2023-2022)5.9960
Motorcycle (New 2023-2022)5.9984
Motorcycle (Used 2021-2018)6.4960
Motorcycle (Used 2021-2018)6.4984
Motorcycle (Used 2017-2013)6.9960
RV (New 2023-2022)5.9984
RV (New 2023-2022) $50K+6.99120
RV (Used 2021-2018)5.9984
Home Equities^APR as Low as*Term (Months)
5 Year Home Equity4.4960
10 Year Home Equity4.99120
15 Year Home Equity4.99180
20 Year Home Equity***4.99240
Home Equity Line of Credit**5.50120 month draw period
Other Loan ProductsAPR as Low as*Term (Months)
Home Improvement Loan  Maximum Loan Amount $15,0004.99Up to 72
Credit Builder Loan***7.00Up to 12
VISA Credit Card
9.88**
n/a
Unsecured Line of Credit/ Overdraft Protection8.50n/a
Unsecured Fixed Rate/ Closed End7.50Up to 72
Share Secured2.01Up to 72

Additional rates and terms are available upon request.

*APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rates are subject to membership eligibility. Loan is subject to credit approval. Rates are subject to change. See Credit Union for details.

**Line of credit is subject to credit approval and membership eligibility. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the line of credit. Rate is subject to change. See Credit Union for details.

***Subject to terms and conditions. See Credit Union for details.

^Rates based on loan to value of 70%. Other rates and terms available.

Savings Rates

Loan rates effective: June 15, 2022

Account TypeMinimum BalanceAPY* (%)
Regular Savings$50.01
Christmas Club 0.01
Vacation Club 0.01
IRA Shares 0.50
Money Market ($50,000+)$50,0000.20
Money Market ($25,000-$49,999)$25,0000.15
Money Market ($10,000-$24,999)$10,0000.10
Money Market ($2,500-$9,999)$2,5000.07

*APY = Annual Percentage Yield

Certificate Rates

Loan rates effective: June 15, 2022

CertificatesMinimum DepositAPY* (%)Term (Months)
6 Month Share Certificate$5000.156
12 Month Share Certificate$5000.2512
24 Month Share Certificate$5000.3024
36 Month Share Certificate$5000.4036
48 Month Share Certificate$5000.5048
60 Month Share Certificate$5000.6060
6 Month Share Certificate (Jumbo)$25,0000.206
12 Month Share Certificate (Jumbo)$25,0000.3012
24 Month Share Certificate (Jumbo)$25,0000.3524
36 Month Share Certificate (Jumbo)$25,0000.4536
48 Month Share Certificate (Jumbo)$25,0000.5548
60 Month Share Certificate (Jumbo)$25,0000.6560
12 Month IRA Share Certificate$5000.2512
24 Month IRA Share Certificate$5000.3024
36 Month IRA Share Certificate$5000.4036
48 Month IRA Share Certificate$5000.5048
60 Month IRA Share Certificate$5000.6060

*APY = Annual Percentage Yield

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