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Rates

Loan Rates

Loan rates effective: January 23, 2024

Vehicle LoansAPR as Low as*Term (Months)Monthly Payment per $1,000 borrowed (maximum term)
60 Month Vehicle (New 2024-2025)5.4960$19.09
72 Month Vehicle (New 2024-2025)5.5972$16.38
84 Month Vehicle (New 2024-2025)5.6984$14.46
96 Month Vehicle (New 2024-2025)5.9996$13.33
60 Month Vehicle (Used 2020-2023)5.4960$19.09
72 Month Vehicle (Used 2020-2023)5.9972$16.56
60 Month Vehicle (Used 2015-2019)6.4960$19.56
Other Vehicle LoansAPR as Low as*Term (Months)Monthly Payment per $1,000 borrowed (maximum term)
Motorcycle (New 2024-2025)6.9960$19.79
Motorcycle (New 2024-2025)6.9984$15.08
Motorcycle (Used 2020-2023)7.4960$20.03
Motorcycle (Used 2020-2023)7.4984$15.33
Motorcycle (Used 2015-2019)7.9960$20.27
RV (New 2024-2025)6.9984$15.08
RV (New 2024-2025) $50K+7.99120$12.12
RV (Used 2020-2013)6.9984$15.08
Home Equities^APR as Low as*Term (Months)
5 Year Home Equity5.9960
10 Year Home Equity6.49120
15 Year Home Equity6.49180
20 Year Home Equity***6.99240
Home Equity Line of Credit**8.50120 month draw period
Other Loan ProductsAPR as Low as*Term (Months)
Home Improvement Loan  Maximum Loan Amount $15,0006.99Up to 72
Credit Builder Loan***7.00Up to 12
VISA Credit Card
9.88**
n/a
Unsecured Line of Credit/ Overdraft Protection8.50n/a
Unsecured Fixed Rate/ Closed End7.50Up to 72
Share Secured2.05Up to 72

Additional rates and terms are available upon request.

*APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rates are subject to membership eligibility. Loan is subject to credit approval. Rates are subject to change. See Credit Union for details.

**Line of credit is subject to credit approval and membership eligibility. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the line of credit. Rate is subject to change. See Credit Union for details.

***Subject to terms and conditions. See Credit Union for details.

^Rates based on loan to value of 70%. Other rates and terms available.

Savings Rates

Loan rates effective: January 1, 2023

Account TypeMinimum BalanceAPY* (%)
Regular Savings$50.05
Christmas Club 0.05
Vacation Club 0.05
IRA Shares 0.50
Money Market ($2,500-$9,999)$2,5000.20
Money Market ($10,000-$24,999)$10,0000.30
Money Market ($25,000-$49,999)$25,0000.40
Money Market ($50,000 +)$50,0000.50

*APY = Annual Percentage Yield

Rates accurate as of above listed date and are subject to change

Certificate Rates

Loan rates effective: February 16, 2023

CertificatesMinimum DepositAPY* (%)Term (Months)
6 Month Certificate$5000.906
12 Month Certificate$5001.1512
24 Month Certificate$5001.6624
36 Month Certificate$5001.9136
48 Month Certificate$5002.1748
60 Month Certificate$5002.4260
6 Month Certificate (Jumbo)$25,0001.006
12 Month Certificate (Jumbo)$25,0001.2512
24 Month Certificate (Jumbo)$25,0001.7624
36 Month Certificate (Jumbo)$25,0002.0136
48 Month Certificate (Jumbo)$25,0002.2748
60 Month Certificate (Jumbo)$25,0002.5260
12 Month IRA Certificate$5001.2512
24 Month IRA Certificate$5001.7624
36 Month IRA Certificate$5002.0136
48 Month IRA Certificate$5002.2748
60 Month IRA Certificate$5002.5260

*APY = Annual Percentage Yield

Rates accurate as of above listed date and are subject to change. Monthly Fees may reduce the disclosed APY. Early withdrawal penalties may apply. 

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