Membership

Rates

Loan Rates | Savings Rates | Certificate Rates

Rates Effective June 1, 2018

Loan Rates

Description Rate (%) APR as Low as* Term (Months)
Unsecured Fixed Rate/ Closed End 10.500 10.500 Up to 72
Unsecured Line of Credit/ Overdraft Protection 12.500 12.500 n/a
Share Secured 2.150 2.150 Up to 72
VISA Credit Card 9.88** 9.88** n/a
Home Improvement Loan – Maximum Loan Amount $7500 5.990 5.990 Up to 48
Home Improvement Loan – Maximum Loan Amount $15,000 7.990 7.990 Up to 84
Vehicle Loans Rate APR as Low as* Term (Months)
60 Month Vehicle (New 2018-2017) 2.990 2.990 60
72 Month Vehicle (New 2018-2017) 3.290 3.290 72
84 Month Vehicle (New 2018-2017) 3.490 3.490 84
96 Month Vehicle (New 2018-2017) 3.990 3.990 96
60 Month Vehicle (Used 2016-2013) 3.790 3.790 60
72 Month Vehicle (Used 2016-2013) 3.990 3.990 72
60 Month Vehicle (Used 2012-2008) 3.990 3.990 60
Other Vehicle Loans Rate APR as Low as* Term (Months)
Motorcycle (New 2018-2017) 4.990 4.990 84
Motorcycle (Used 2016-2013) 5.750 5.750 84
Motorcycle (Used 2012-2008) 5.990 5.990 60
Recreational Vehicles (New 2018-2017) 7.990 7.990 84
Recreational Vehicles (New 2018-2017) $50K+ 6.990 6.990 120
Recreational Vehicles (Used 2016-2013) 8.990 8.990 84
Home Equities Rate APR as Low as^ Term (Months)
3 Year Home Equity 4.250 4.250 36
5 Year Home Equity 4.750 4.750 60
7 Year Home Equity 5.250 5.250 84
10 Year Home Equity 5.550 5.550 120
15 Year Home Equity 5.990 5.990 180
Home Equity Line of Credit** 4.500 4.500 n/a

Additional rates and terms are available upon request.

*APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the loan. Rates are subject to membership eligibility. Loan is subject to credit approval. Rates are subject to change. See Credit Union for details.
**Line of credit is subject to credit approval and membership eligibility. APR is Annual Percentage Rate and can vary based on creditworthiness and terms of the line of credit. Rate is subject to change. See Credit Union for details.
^Rates based on loan to value less than or equal to 60%. Max loan to value is 95%.

Savings Rates

Account Type Minimum Balance Dividend Rate (%) APY* (%) Term (Months)
Regular Savings $30 .150 .150 n/a
Christmas Club .150 .150 n/a
Vacation Club .150 .150 n/a
IRA Shares .820 .820 n/a
Money Market ($50,000+) $50,000 .300 .300 n/a
Money Market ($25,000-$49,999) $25,000 .250 .250 n/a
Money Market ($10,000-$24,999) $10,000 .210 .210 n/a
Money Market ($2,500-$9,999) $2,500 .170 .170 n/a

*APY = Annual Percentage Yield

Certificate Rates

Certificates

Minimum Deposit Dividend Rate (%) APY* (%) Term (Months)
6 Month Share Certificate $500 .320 .320 6
12 Month Share Certificate $500 .550 .550 12
24 Month Share Certificate $500 .650 .650 24
36 Month Share Certificate $500 1.110 1.110 36
48 Month Share Certificate $500 1.300 1.300 48
60 Month Share Certificate $500 1.650 1.660 60
6 Month Share Certificate (Jumbo) $25,000 .420 .420 6
12 Month Share Certificate (Jumbo) $25,000 .650 .650 12
24 Month Share Certificate (Jumbo) $25,000 .750 .750 24
36 Month Share Certificate (Jumbo) $25,000 1.210 1.210 36
48 Month Share Certificate (Jumbo) $25,000 1.400 1.410 48
60 Month Share Certificate (Jumbo) $25,000 1.750 1.760 60
12 Month IRA Share Certificate $500 .550 .550 12
24 Month IRA Share Certificate $500 .650 .650 24
36 Month IRA Share Certificate $500 1.110 1.110 36
48 Month IRA Share Certificate $500 1.300 1.300 48
60 Month IRA Share Certificate $500 1.650 1.660 60

*APY = Annual Percentage Yield

Loan Rates | Savings Rates | Certificate Rates

 

 

Equal Housing Lender Federally Insured by NCUA Blank Spacer